Wednesday, January 9, 2008

Journey Resumption

Resumption of Journey

Regular travel insurance including trip interruption or travel emergency medical insurance will reimburse transportation cost traveling back to home country in case of medical emergency or family emergency. For example, a member of your immediate family, who is not travelling with you, is admitted to a hospital due to an emergency or dies after you leave home; or a natural disaster causes your principal residence to become uninhabitable after you leave home, most travel insurance will provide coverage on the transportation expenses to return home. If you would like to resume your trip, going back to the destination, you probably have to buy your own ticket.

Manulife offers a BounceBack benefit which will cover the expense traveling back to your destination if you purchase a single-trip plan (not applicable to Top-ups). If you have purchased the BounceBack Benefit with your Single-Trip Emergency Medical plan, Quick Trip plan or Single-Trip All-Inclusive plan and have to return home from your trip before your scheduled return date Manulife will reimburse your actual expenses up to $2,000 for your economy round trip transportation expenses to return home from your trip destination via the most cost-effective itinerary and, within your period of coverage, return you back to that trip destination. In the case of a death of an immediate family member, Manulife will pay the lesser amount of the cost of your economy round-trip transportation expenses to return home or the place of residence of the deceased. Expenses and benefits are subject to the policy’s maximums, exclusions and limitations
Exclusions & Limitations – What does the BounceBack Benefit not cover?

Manulife will not pay any benefits or expenses relating to:

1. A reason that, at the time you purchased the BounceBack Benefit, you could reasonably have expected would require you to return home prior to your scheduled return date.
2. A pre-existing condition of an immediate family member for which treatment was received in the three (3) months before the purchase of this insurance, resulting in hospitalization or death of the immediate family member while you are on your trip.
3. Your return back to your trip destination after the planned date of return indicated on your confirmation.
4. An act of war or act of terrorism. Limited coverage applies with respect to an act of terrorism.

Source : http://www.travelinsurancequotes.ca/

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